Wharton Fintech Podcast

Franz Rassman sits down with fintech venture capitalist Howard Mergelkamp. In 2011, Howard Mergelkamp and Miles Kilburn co-founded Mosaik Partners, an expansion-stage venture capital firm investing in commerce-enabling technology companies. Since its founding, Mosaik has invested roughly $150 million in early-stage enterprise fintech companies solving major pain points in large, B2B markets, such as payments, banking, and insurance. We discuss: - Howard’s path to becoming a venture capitalist, which included stops in law, banking, private equity, and operations - Mosaik Partners’ origin story and its investment process - How fintech has changed over the past decade and the changes the next decade will bring - Automatic deal breakers in the due diligence process - And a whole lot more! Howard Mergelkamp Howard Mergelkamp III has over two decades of investment banking, private equity, operating and corporate law experience in financial technology, transaction processing/electronic payments and financial serv