Wharton Fintech Podcast

Miguel Armaza sits down with Jason Gross, Co-Founder and CEO of Petal, a new kind of credit card company that has pioneered the Cash Score – an alternative measure of creditworthiness based on income, savings and spending history – to make credit more accessible. Founded in 2016, the company has raised over 100 million equity and close to 500 million in debt from industry leaders including Valar ventures, Third Prime, Afore Capital, Story Ventures, and Jefferies. We discussed: - Jason’s non-traditional startup founder background - The story and inspiration behind Petal - Taking the company from 0 to 1 - The state of consumer credit and open banking and what has changed over the last five years since launching Petal - Why Petal has actively collaborated with the US regulator and why Jason considers this extremely important - Founder advice - And a lot more! Jason Gross Jason Gross (@jasonbgross) is the CEO and co-founder of Petal, a New York-based fintech company on a mission to make credit honest, simple