Aaron Katsman

Should you pay off your adult child’s debt, or would that only enable the behavior that created it? When someone you love is struggling financially, the instinct to rescue them can be powerful. But eliminating the debt without addressing their spending habits may provide only temporary relief and leave them in the same position a few years later. On today’s podcast, I’m talking about how parents can support an adult child without encouraging financial dependence, why cash bailouts and family loans frequently backfire, and practical ways to help that promote responsibility rather than postpone the problem. To learn how to help your child through a financial crisis without becoming part of the cycle, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https:

What will happen to your money when you’re gone and how much can you safely give away while you’re still here? Without a will, the distribution of your estate may be determined by the law rather than your wishes. At the same time, giving too much money to children or grandchildren during retirement can jeopardize your own ability to remain financially independent. On today’s podcast, I’m covering why every retiree needs a current will, how inheritance disputes can damage even close families, and why helping your children should only come after you’ve secured enough money to support yourself for the rest of your life. To learn how thoughtful planning can protect both your retirement and your family, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https:

Could you afford to retire earlier than you originally planned? Many people assume that early retirement requires reaching a particular savings target. The real calculation is more personal: how much you currently spend, which expenses may disappear, what retirement will add to your budget, and whether your money is accessible when you need it. On today’s podcast, I’m breaking down how to evaluate whether early retirement is realistic, why leisure can make retirement more expensive than expected, and how taxable savings can provide a crucial bridge before retirement accounts and government benefits become available. To learn what may be standing between you and an earlier retirement, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.appl

Are you investing for retirement or gambling on the next hot trend? Consistently saving money is important, but saving without a sound investment strategy can still leave you dangerously unprepared. One investor spent 25 years chasing popular stocks, speculative ideas, and yesterday’s winning trends, only to reach his late 50s with approximately $50,000 saved for retirement. On today’s podcast, I’m explaining why retirement investing requires more than simply putting money aside, how frequent trading and trend-chasing can undermine decades of savings, and why a diversified portfolio built around long-term core investments may offer a more reliable path toward financial security. To learn how a disciplined investment strategy can help protect the retirement you’re working to build, tune in. SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-

How will you spend your time when work no longer structures your day? Many people carefully calculate whether they can afford to retire but devote far less attention to what their everyday lives will look like afterward. Travel can be wonderful, but even several long vacations will leave most of the year completely unplanned. On today’s podcast, I’m talking about why people who are accustomed to working can struggle with the transition into retirement, why travel alone cannot provide lasting purpose, and how routines, meaningful activities, and a daily schedule can help create a more fulfilling new chapter. To learn how to prepare for the personal side of retirement as carefully as the financial side, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: htt

Are you earning good money today without building the savings you’ll need tomorrow? Entrepreneurs and independent contractors can fall into a dangerous trap: a strong income creates the feeling of financial security, even when very little is being set aside for retirement. Without an employer contributing to a pension or retirement account, no one is automatically preparing for the day the income stops. On today’s podcast, we’re talking about the danger of being property-rich but cash-poor, why working forever is not a reliable plan, and how self-employed professionals can make retirement savings a permanent part of their monthly budget. To learn why earning a substantial income is not the same as being prepared for retirement, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE T

Could you maintain your standard of living on Social Security alone? Many people expect government benefits to carry them through retirement, only to discover too late that the monthly payment falls far short of what they need. On today’s podcast, we’re examining how heavily many retirees depend on Social Security, why pensions and personal investments need to play a much larger role, and how consistently saving 10% to 15% of your income can help you avoid a painful drop in your standard of living. To learn how to reduce your dependence on government benefits and build a more secure retirement, tune in. SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR VISIT MY WEBSITE: Website: https://www.aar

Rosh Hashanah is a time for judgment and reflection. Jewish sources teach that our financial circumstances are part of that judgment, making this a fitting time to look honestly at how we spend, save, and invest. On today's podcast, I’m discussing how a realistic budget can help you live within your means, why separating needs from wants matters, and how to stop compounding the same debt, spending, and investing mistakes year after year. To learn how to begin the new year with stronger financial habits, tune in. SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ CONTACT ME: Email me: aaron@lighthousecapital.co.il DISCLAIMER: Aaron Katsma

Are you so focused on saving that you’re afraid to enjoy the money you have? Financial discipline matters, but there comes a point when refusing every lunch, vacation, or meaningful experience no longer protects your future. It simply keeps you from enjoying the life you’ve worked hard to build. Today I’m discussing why people with substantial assets can still fear running out of money, how to distinguish reckless spending from experiences you can comfortably afford, and why memories, rest, and enjoyment deserve a place in your financial plan. To learn how to enjoy your money without abandoning financial responsibility, tune in. SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR VISIT MY WEBSITE

What will you actually do every day once you retire? Freedom, travel, and time with family can make retirement wonderful, but they won’t necessarily give structure and meaning to all 365 days of the year. Without a routine or sense of purpose, the days can begin to blur together. I’m discussing why travel isn’t a retirement plan, how a daily schedule and meaningful goals can create a more fulfilling retirement, and why planning how you’ll spend your time should begin years before your final day of work. To learn how to prepare for a retirement that feels purposeful as well as financially secure, tune in. SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR VISIT MY WEBSITE: Website: https://www.aa

Could your retirement plan survive if your career ended several years earlier than expected? Most people plan around retiring at 65, 67, or even later. A layoff, health problem, or changing technology can bring their working years to an unexpected end, and finding a comparable job in your late 50s or early 60s may be more difficult than anticipated. Today I’m discussing why every retirement plan should be tested against an earlier retirement date, why honest planning must account for less-than-ideal outcomes, and how earning even some income can help preserve your savings if your original plan changes. To learn how to prepare for retirement arriving before you are ready, tune in. CONNECT WITH AARON Website: https://www.aaronkatsman.com/ Email: aaron@lighthousecapital.co.il FOLLOW AARON Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ LISTEN TO THE AARON KATSMAN SHOW Apple Podcasts: https://podcasts.apple.com/us/podcast/the-aaron-katsman-s

What should you do after receiving an inheritance, selling a home, or otherwise coming into a large sum of money? The excitement and anxiety that accompany a financial windfall can make people feel pressured to invest or spend it immediately. Acting too quickly, however, can lead to expensive decisions that are difficult to reverse. Today I’m discussing why you should slow down before touching the money, how to identify the goals and values that should guide your decisions, and why professional advice can help you avoid impulsive investments, excessive spending, and requests from friends or relatives. To learn how to handle a financial windfall without letting it slip away, tune in. CONNECT WITH AARON Website: https://www.aaronkatsman.com/ Email: aaron@lighthousecapital.co.il FOLLOW AARON Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ LISTEN TO THE AARON KATSMAN SHOW Apple Podcasts: https://podcasts.apple.com/us/podcast/the-aaron-katsma

Why do some money problems remain even after you earn or save more? Many people assume that greater wealth will eliminate their financial problems. Yet the desire to get rich quickly, outperform everyone else, and continually accumulate more can create problems at every income level. Today, I’m discussing five money problems that may never disappear completely, why slow and steady investing is usually more effective than searching for shortcuts, and how gratitude and self-awareness can help us develop a healthier relationship with money. To learn why solving financial problems often requires changing your behavior, not simply earning more, tune in. CONNECT WITH AARON Website: https://www.aaronkatsman.com/ Email: aaron@lighthousecapital.co.il FOLLOW AARON Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ LISTEN TO THE AARON KATSMAN SHOW Apple Podcasts: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Spotify: https:

Could adding your child to a bank account create serious problems for your family? Giving an adult child access to your money may seem like a simple way to prepare for aging or incapacity. However, joint ownership can create unexpected estate, tax, and family consequences... especially when relationships or circumstances change. I’m discussing what happened when one client’s relationship with her joint-account holder fell apart, why informal solutions can undermine your inheritance wishes, and how financial, legal, and tax professionals can help you build a more complete plan. To learn how to protect your money, preserve your wishes, and reduce the risk of future family conflict, tune in. CONNECT WITH AARON Website: https://www.aaronkatsman.com/ Email: aaron@lighthousecapital.co.il FOLLOW AARON Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ LISTEN TO THE AARON KATSMAN SHOW Apple Podcasts: https://podcasts.apple.com/us/podcast/the-aaron-

Are other people’s highlight reels influencing how you spend your money? Social media makes it easy to compare your ordinary life with someone else’s carefully selected vacations, accomplishments, and purchases. Trying to keep up can leave you spending money you don’t have for approval that doesn’t last. I’m discussing why comparison can lead to serious financial trouble, how social media distorts our perception of success, and why building a meaningful life matters more than earning likes or impressing strangers. To learn how to stop comparison from controlling your life and your finances, tune in. SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ SUBSCRIBE TO THE PODCAST: i

Are you building a sound portfolio or simply investing in whatever is hot right now? It’s tempting to chase the stocks and sectors delivering the highest returns, but today’s winners rarely remain on top forever. By the time an investment attracts widespread attention, much of its growth may have already happened. Today I’m discussing why there is no single “best” portfolio, how diversification can reduce volatility and costly emotional decisions, and why investors should aim for reasonable long-term results instead of constantly chasing top performers. To learn why a reasonable portfolio may be the smarter path to long-term investing success, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id11

Could your financial advice actually hurt the people you love? Many people are quick to tell family and friends how they should invest their money. The problem is that good advice for one person can be completely wrong for someone else. Today I’m discussing a recent conversation with a couple in their 90s, why context matters more than investment returns, and the dangers of giving financial advice without understanding someone’s specific situation. To learn why personal finance is never one-size-fits-all, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: Aaron Katsman, Lighthouse Capital | Jerusalem LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: The Aaron Katsman Show Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR _________________________________________________

Should you use extra money to pay off your mortgage or invest it instead? Some financial experts argue that low mortgage rates make investing the better choice. Others believe there’s real value in becoming debt-free before retirement. I’m discussing the case for investing versus paying down your mortgage, why peace of mind matters just as much as the math, and the two-track strategy I believe can help you build wealth while reducing financial stress. To learn how to think about one of personal finance’s biggest questions, tune in. SOCIAL LINKS: Facebook: Aaron Katsman, Lighthouse Capital | Jerusalem LinkedIn:

What would happen if your parents suddenly couldn’t manage their finances? Many families avoid conversations about money, aging, and future care until a crisis forces the issue. By then, important information may be difficult to find and critical decisions may need to be made quickly. I’m discussing how to start conversations with aging parents, why access to financial accounts and legal documents matters, and several practical steps families can take to prepare before an emergency occurs. To learn how to help protect your parents’ finances and avoid unnecessary stress down the road, tune in. SOCIAL LINKS: Facebook: Aaron Katsman, Lighthouse Capital | Jerusalem LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ SUBSCRIBE TO THE PODCAST: iTunes: The Aaron Katsman Show Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ CONTACT ME: Email me:

Should your investment strategy change as retirement gets closer? For decades, many investors focus on growth. But as retirement moves from a distant goal to a reality on the horizon, the questions become more complicated. I’m discussing when it may make sense to shift from maximizing growth to preserving wealth, how late starters should approach retirement investing, and why two retirees with similar assets may choose completely different strategies. To learn how to think about investing in the second half of your financial life, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: Aaron Katsman, Lighthouse Capital | Jerusalem LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: The Aaron Katsman Show Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________