Sebastopol Christian Church

The song ‘It’s the most wonderful time of the year’ might hold up well for a warm feeling as the temperatures drop, but it was co-opted by the retail industry in a way to control the mind of the masses into mass consumption. Retailers make more money in this season than at anytime in the year, and the constrained are enslaved in debt from being guilted into buying stuff for other people. Let’s go through a few tricks you can use to survive this period without having to be Uncle Scrooge to get through it.

The second half of the answer to the question "How much do you really need to retire?" after my shock of hearing the personal financial industry stating $4 million.  As someone who has been living financially free for quite some time, I can tell you that this is a total lie and I'll explain the truth of what really is required.

I came across this study on Seeking Alpha recently.  It found that younger millennials — those around age 30 — would likely need at least $3.6 million saved up to enjoy a comfortable retirement. To be on the safe side, it might be wise to round that up to an even $4 million. This assumes that you want to retire no later than age 62 and have not yet saved anything except emergency cash.  How the hell can anyone do that?  Well in this episode, I’ll prove why this traditional mindset is just plain wrong, and how you really can do this with 1/10th of the savings that these so called experts are saying.

I’ve had a lot of first hand experience in the USA at trying to get to simply see a doctor, and I’ve never seen it this bad before.  When I hear recent news that the billionaires are inserting themselves into the tech AI space for healthcare research, and all these unicorn & rainbow stories we hear about how AI will change the game for healthcare research and curing viruses, it seems so disengenuous when the average US person can’t get to see a doctor in a timely basis, or even afford to.  Let’s get the truth of this failed healthcare system in the USA and why it affects your safety and your very life expectancy in your attempt to be unconstrained.

I have tried to avoid any topic on politics because it just divides people. This episode has little to do with politics, however. But I would like to have an open, honest and frank discussion about government – particularly the US government, what I thought it was, what I discovered it was, and where I see this whole thing going.

This is a discovery that I came across while hanging out with other expats here in Mexico where I am as I record this. But few people in the USA or other western countries seem to understand this opportunity. So let’s talk about it.

This is the 2nd episode in an update on what it's like to build a dream home in Mexico and my experiences so far.

If you have been listening to me for any length of time, you know that I’m currently developing a large property in central Mexico.  Well in this episode I’ll do an update on where I’m at, what I’ve learned so far in the process and the trials & tribulations of doing what most people would fear to do, but to keep an eye on the epic results you can achieve if you are careful.

After selling our rental real estate, we were left with few forms of smart income.  I began searching for alternatives.  I realized that for the next few years, much of my time would be spent outside of the USA, so I needed something that didn’t require me to be physically present to manage them, but paid me a tidy sum each month.  This led me to dividend stocks, and so far I am very happy with the results.

In 2008, at the height of the global financial crisis in the US, I was heavily exposed to real estate debt due to some deals that had been done in the prior year, and ran the risk of being entirely wiped out. If it wasn’t for having assets in another country and sold them to fund the underwater position I found myself in, I would never have survived it. In this episode, I want to fast forward to 2023 and explain why you MUST have an international diversification strategy for your assets if you wish to mitigate the risk of an adverse event in your country.

Central planners are at it again. The fear of a ‘housing crisis’ has empowered government to create government housing by proxy. By using building regulations as a weapon, AZ government has created a trajectory towards 1970s style ghetto housing reminiscent of the low income apartments of Brooklyn. This model seems to be a reflection of the California model, which didn’t work either. Is this what we want in America and how is this happening?

You work hard, you earn money, but you are broke.  Why?  In this episode I’m going to put out there a theory in the western world why people are broke, and it isn’t the reasons the media and society will tell you. It is not rampant inflation.  It is not that you are not paid enough.  It is actually far simpler – it is about the decisions you make, and the fight to control your mind.

What happens with capitalism when AI takes over the economy? I’ve been giving this some thought, but to be honest I don’t have a conclusion yet. I cannot see an upside to this, and despite all the WOW factor that AI seems to have in the social construct, I don’t think anyone has really thought through the impact on capitalism & economics yet. Let’s give it a shot in this episode…

I just was reading the recent paper produced by the WEF entitled ‘Pathways to the regulation of crypto-assets – a Global Approach’ and it is frightening. Those that frequent Davos each year seem are throwing more and more resources in crafting a future for all of us, and it is a future that no-one other than the ruling elite would want.

In this third and last part of my series on what's on my investment radar, we are going to talk about energy and what I’m doing in terms of investment strategy regarding it for the next 3, 5 and 10 years.

In this 2nd part of a 3 part series, I'm unveiling my investment strategy regarding AI.  No, not my philosophical position, but my investing position.  Yes, there is a difference.  Enjoy.

If you are looking for financial advice, that’s not what I do.  But I do share with people what I’m doing from a holistic position on my own investments, and this episode will cover some major strategic shifts I’m doing in light of new technologies and changing macro dynamics.  So settle back and relax and I’ll share what I’m looking down the barrel at.

I was having lunch with my accountant and the subject of how different life felt outside the USA than within came up. I told him that after I had returned from a few weeks in Mexico, I found that I wasn’t getting anywhere near as much productive work done in the USA. And the one reason – distractions.

The temptation when a podcast gets to 200 episodes is to celebrate how we got this far.  But when I did that, I realized that my success with this podcast came because of those who came before me, had faith in my work and befriended me.  Gary Collins was one such person, and with his passing last year, I was shocked to see how his work was being lost to Internet fade.  So in this episode, I'm joined by my friend Remso Martinez, who also was a good friend of Gary, and we look back at the message of The Simple Life and how it touched and affected all of us.