Rnz: Your Money With Mary Holm

Today Mary looks at the 'buy now pay later' option and whether or not these are a good idea. The products are usually quite tempting as you don't pay any interest, but Mary warns there are quite high penalties for late payments.

Today Mary is talking about IPO FOMO. Translated it means Initial Public Offerings when a new stock is launched and people feel they need to invest in them because everyone else is! She talks about what you should be thinking of if you're keen on investing money in shares and IPOs.

Today Mary Holm talks about how people are doing Kiwisaver badly and how that can change. She also has some answers to listener questions sent in during previous appearances.

Mary talks about ethical investing following on from a report by The Responsible Investment Association of Australasia which reviewed the investment practices of 27 financial institutions in New Zealand.

Today Mary looks at ways to manage your mortgage in particular with an eye on interest rates which are predicted to rise in the near future.

Today Mary talks to Jesse about the money quiz and talk in particular question which many listeners believe we have the wrong answer for. Spoiler alert - we don't!

Today Mary Holm talks to Jesse about online share trading. She says research shows that nearly 40 percent of adult New Zealanders use or plan to use micro-investing platforms.

Mary Holm answers listener questions about their Kiwisaver options and personal finances. 

Today Mary talks about gender differences in handling money and investing. Research shows that fewer women live from payday to payday but have less financial knowledge than me. She talks to Jesse about the research she's been looking at which also shows that women with children also have less financial know how than women who don't have any.

Today Mary Holm talks to Jesse about Kiwisaver for all non-employees of all ages.

After speaking about reverse mortgages with Jesse one of the two banks which offers them, Heartland, got in touch with Mary to argue she was being too negative about taking up that financial option.

Mary Holm talks about reverse mortgages, which are seen as a way to free up money for retired homeowners.

Today Mary is talking about what's been happening at the Financial Services Complaints conference. Among other things, there are going to be changes to consumer loan laws.

This week Mary has advice on how to not be scammed at a time when people are keen on making returns on their money than banks can offer.

This week Mary Holm discusses low-risk funds, which she says are a good alternative to bank term deposits which currently have very low rates of return.

Mary announces the winners of the 5 copies of her new book, A Richer You - how to make the most of your money. She'll share some of the wisdom in the winning entries and also some of the runners up.

Today Mary talks about the importance of having emergency money set aside for a 'rainy day', how much you should save and when you should use it.

Mary Holm talks more about shares as an investment option and people's fears of putting their money into them.

Today Mary talks about whether or not paying down your mortgage is still the best strategy with interest rates at all time lows.

Personal investment expert Mary Holm argues that you don't have to jump on the house buying bandwagon!