Next Gen Personal Finance

In this NGPF Podcast episode, Wall Street Journal reporter Imani Moise breaks down the myths and realities of credit scores. She shares the story of Steve Michel, who spent five years mastering the credit score system to reach an 850. Imani discusses how credit scores are influenced, the rise of tools like Buy Now, Pay Later, and how financial education can help improve credit. This episode offers valuable insights into navigating the credit system and making informed financial decisions.

In this episode of the NGPF Speaker Series, Yanely welcomes Dr. Kim Harms, grief counselor and death doula, shares her unique perspective on end-of-life planning and legacy building. With decades of experience and a life shaped by personal loss, Dr. Harms discusses the importance of emotional and financial legacy planning. She also offers insights on how educators can introduce these sensitive topics to students, ensuring they understand the value of planning ahead. Tune in for practical advice and inspiring wisdom on preparing for life's inevitable transitions.

In this NGPF Podcast episode, Christian is joined by Professor Madelaine L'Esperance from the University of Alabama, who shares her team's research on the state of financial education in U.S. high schools. She discusses the Mapping Personal Finance Education Project, which analyzed over 10,000 course catalogs to assess access to personal finance courses. Professor L'Esperance highlights key findings, including the role of state policies in expanding financial education and the difference between standalone and embedded courses. Tune in to learn about the challenges and opportunities in improving financial literacy education for students.

In this NGPF Podcast episode, Yanely is joined by Kerry Woodward, an Executive Director at Philadelphia Financial Scholars. Kerry shares her unique journey from a successful career in finance to her work in urban education, where she’s helping students and families gain financial empowerment. Philadelphia Financial Scholars partners with public schools to offer dedicated personal finance classes, while also extending workshops to families to promote financial literacy beyond the classroom. Kerry discusses the innovative approach her team uses to address the financial needs of underserved communities and how they’re overcoming barriers to parental engagement. Tune in to learn how financial education can change lives and empower entire communities.

In this NGPF Podcast episode, Tim is joined by Lucretia Ryan, founder of FinancialFreedomForWomen.org, to dive deep into the complexities of Medicare. With years of experience helping women gain financial independence, Lucretia brings her expertise to the table, explaining the critical differences between Original Medicare and Medicare Advantage. She breaks down the often-overlooked details, including hidden fees, prior authorizations, and how to make the best decision based on your health and future needs. Lucretia also offers resources to help you navigate retirement planning and avoid common financial pitfalls. Whether you’re preparing for Medicare or helping a loved one, this episode provides valuable insights to make informed decisions.

In this NGPF Podcast episode, Yanely is joined by Jasmine Rashid, the author of The Financial Activist Playbook: 8 Strategies for Everyday People to Reclaim Wealth and Collective Well-Being. In this episode, Jasmine discusses how everyday people can use financial decisions to drive social change. She explains financial activism, its difference from economic activism, and how individuals can reclaim wealth and promote justice through everyday financial choices. Jasmine shares her personal journey and offers practical strategies for aligning money with movements for equity. This episode provides valuable insights for anyone looking to make a difference through financial empowerment.

In this NGPF Podcast episode, Tim Ranzetta is joined by Sheraz, Ben, and Charley from FinTeens, a student-run organization focused on educating teens about personal finance. Starting on TikTok, FinTeens has grown into a global community, offering interactive content and competitions. The group shares insights on topics like investing, budgeting, college costs, and more, and how they’ve used social media to make financial education accessible and engaging. Tune in to hear how these young leaders are empowering their peers and spreading financial knowledge.

In this NGPF Podcast episode, Melissa Lambarena, a content expert from NerdWallet, shares her journey from creating legal content to helping people navigate personal finance topics. With a focus on service journalism, Melissa has spent years breaking down complex financial concepts to make them accessible for consumers. She discusses the importance of understanding credit card hardship programs, debunks common misconceptions about credit cards, and offers advice on how students can build strong credit habits. Tune in for valuable insights on credit cards, credit scores, and managing finances effectively.

In this NGPF Podcast episode, Yanely speaks with Mark Salisbury, founder of TuitionFit, about his journey from college soccer coach to expert in college admissions and financial aid. Mark highlights the challenges students and families face in understanding the true cost of college and introduces TuitionFit, a tool designed to bring more transparency to pricing. He also shares advice on avoiding overwhelming student loan debt, including the "One-to-One rule" for borrowing and the importance of planning ahead.

In this NGPF Podcast episode, Yanely welcomes Christopher Phelps, founder of Financipation, who shares his journey from a military household to becoming a financial literacy advocate for underrepresented communities. He discusses the fundamentals of building wealth, including living below your means, investing in low-cost index funds, and starting a side hustle. Christopher offers practical advice for breaking the cycle of poverty and achieving long-term financial security. Tune in for insights that can help anyone take control of their financial future.

In this NGPF Podcast episode, Sarah Samuels, a partner in the investment industry, shares her journey from growing up with financial uncertainty to managing a $1.7 trillion portfolio. She discusses the importance of role models in shaping careers and offers advice for educators on overcoming barriers to teaching investing, especially jargon. Sarah also talks about her children’s book "Braving Our Savings", which introduces kids to investing and money management. Tune in to learn how educators and parents can help students build financial confidence and a strong foundation for their future.

In this NGPF Podcast episode, Yanely speaks with Joe Lanza, a financial expert with a background in investment banking and financial services, as he breaks down the world of bonds. Joe explains what bonds are, how they differ from stocks, and why they’re a key investment for diversification and steady income. He also explores the different types of bonds, including government, municipal, and corporate bonds, while covering topics like bond safety, interest rates, and pricing. Joe’s insights make understanding bonds easier, whether you’re just getting started or looking to deepen your knowledge.

In this NGPF Podcast episode, Tim speaks with Patricia Kelly, a finance expert and college professor who developed a highly popular personal finance course at UC Santa Cruz. Patricia shares her journey into teaching, starting with her early lessons about money from her father and her experiences in investment banking. She discusses how she designed her course to make finance accessible to all students, focusing on budgeting, credit cards, taxes, and investing. Patricia also highlights the importance of simplifying complex concepts and providing context to help students, especially those from underrepresented backgrounds, gain confidence in managing their money.

In this NGPF Podcast episode, Yanely speaks with Kyle Saelinger, Owner & Head of Program at Fintrinsic, a company dedicated to financial education for first-generation, low-income students. Kyle shares how Fintrinsic empowers students to manage finances, build wealth, and overcome the challenges of college. She also discusses the company’s focus on fostering a growth mindset to help students reach their potential. She also discusses the company’s focus on fostering a growth mindset to help students reach their potential.

In this NGPF Podcast episode, Tim speaks with Chris Van Duin, a high school teacher who has integrated the Volunteer Income Tax Assistance (VITA) program into his accounting and personal finance classes. Chris discusses how his students prepare real tax returns for local families, providing them with hands-on financial experience while supporting the community. He shares the positive impact the program has had on both students and families, emphasizing the development of responsibility, communication, and compassion. This episode offers valuable insights for educators looking to create meaningful, community-based financial literacy opportunities.

In this NGPF Podcast episode, Yanely speaks with Don Berkman, who spent 32 years at Dun & Bradstreet helping small business owners thrive. Don shares his journey from growing up in a middle-class family to becoming a financial literacy advocate. He offers career advice for students today, discussing the balance between job stability and the gig economy. Don also talks about his shift to a nomadic lifestyle and emphasizes the importance of financial literacy in both career and personal life.

In this NGPF Podcast episode, Tim welcomes Erin and David, two teachers with thriving side hustles. Erin works as a travel agent specializing in Disney and Royal Caribbean vacations, while David serves as a guest services supervisor for the Kansas City Royals. They discuss how they balance teaching with their side hustles and share how skills from the classroom help them succeed in these roles. Tune in for insights into managing time, providing excellent customer service, and navigating the challenges of both careers.

In this NGPF Podcast episode, Yanely welcomes Professor Harold Pollack, author of The Index Card: Why Personal Finance Doesn't Have to Be Complicated. Professor Pollack discusses his journey from public health to personal finance, sharing the simple, nine-rule index card that offers essential financial advice. He talks about the importance of budgeting, saving, and avoiding complex financial products. Professor Polack also addresses the pressures young people face from social media and the financial industry, offering practical tips for educators to help students make smarter financial decisions.

In this NGPF Podcast episode, Tim speaks with Andrew Jack, a reporter at The Financial Times, about his career in journalism and the paper's efforts to support financial literacy education. Andrew shares how The Financial Times offers free access to its resources for students and educators, helping them navigate economic and financial issues. He also discusses the challenges of integrating financial education in classrooms and the growing need for global and financial literacy. Tune in for insights on the impact of quality journalism in shaping future leaders.

In this NGPF Podcast episode, Yanely talks to Teng Yang, Assistant Director of College Access and Success at Democracy Prep Public Schools, about his journey from a refugee camp in Thailand to becoming a leader in college access. Teng, a Brown University graduate and former Brown admissions evaluator, shares key insights on the college admissions process, especially for students from underrepresented backgrounds. He emphasizes the importance of understanding both the application process and the financial realities of higher education, offering invaluable advice for students navigating these challenges.